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Credex

Subscription optimizer

Compare AI plans with intent

Search tools, filter by how you work, and see overlap before you commit to another subscription.

The subscription calculator below syncs with the home-page audit stack (same browser) so you are not maintaining two inventories.

Showing 19 of 19 tools.

Tools in catalog

19

Lowest paid tier

$5/mo

Filters

Cursor logo

Cursor

IDE assistant

From $20/month

Free tier: Yes

OpenAI API logo

OpenAI API

API

From custom pricing

Free tier: No

Claude API logo

Claude API

API

From custom pricing

Free tier: No

Windsurf logo

Windsurf

IDE assistant

From $15/month

Free tier: Yes

GitHub Copilot logo

GitHub Copilot

IDE assistant

From $10/month

Free tier: No

Claude logo

Claude

Chat assistant

From $20/month

Free tier: Yes

ChatGPT logo

ChatGPT

Chat assistant

From $20/month

Free tier: Yes

Gemini logo

Gemini

Chat assistant

From $20/month

Free tier: Yes

Perplexity logo

Perplexity

Research assistant

From $20/month

Free tier: Yes

Notion AI logo

Notion AI

Workspace AI

From $12/month

Free tier: Yes

Midjourney logo

Midjourney

Image generation

From $10/month

Free tier: No

Runway logo

Runway

Video AI

From $15/month

Free tier: No

ElevenLabs logo

ElevenLabs

Voice AI

From $5/month

Free tier: Yes

Jasper logo

Jasper

Marketing writing

From $49/month

Free tier: No

Replit logo

Replit

Cloud IDE

From $20/month

Free tier: Yes

v0 logo

v0

UI generation

From $20/month

Free tier: Yes

Bolt.new logo

Bolt.new

Full-stack preview

From $25/month

Free tier: Yes

Lovable logo

Lovable

App builder

From $25/month

Free tier: Yes

Tabnine logo

Tabnine

IDE assistant

From $12/month

Free tier: Yes

Comparison

Sticky header on wide screens. Scroll horizontally on smaller viewports. Green cells flag the most finance-friendly value on key price rows.

Side-by-side comparison of selected AI tools: pricing, limits, capabilities, and positioning.
FeatureChatGPT logoChatGPTClaude logoClaude
Free PlanYesYes
Cheapest Paid PlanPlus ($20/mo)BestPro ($20/mo)Best
Monthly Cost$20Best$20Best
Annual Cost$240/yr$204/yrBest
API PricingSeparate via OpenAI APISeparate via Claude API
Request/token limitsMessage and feature limitsMessage based limits
Context window128k200k
Team plansYesYes
Enterprise availabilityYesYes
File uploadsYesYes
Image generationYesNo
Code supportYesYes
Voice supportYesNo
Web browsingYesNo
Best forGeneral-purpose work assistantResearch and writing heavy teams

Savings insights

Overlap math uses only the subscription calculator rows (fixed list prices), not the comparison checkboxes.

Modeled overlap across 2 paid chat subscriptions

ChatGPT · Plus · $20/mo · Claude · Pro · $20/mo

Upper-bound overlap (modeled): $20/month

Upper-bound overlap = sum of modeled chat subscriptions ($40/mo) minus the cheapest kept seat ($20/mo) = $20/mo. This assumes one chat product could cover the workflow if features overlap; it is not usage-weighted. Sources: list prices in this catalog trace to vendor pages in “Official pricing sources”.

Subscription calculator

Line items use catalog prices. This list syncs to the home-page audit (tool, plan, seats preserved when possible).

Monthly

$60

Annual

$720

A lean stack (one chat product + one coding assistant) often cuts redundant spend by up to $18/month — validate against your real usage and vendor invoices.

Recommendations

Calculator rows include Claude and ChatGPT with primary usage set to coding. Data-driven read: two general chat vendors often overlap with IDE-native assistants already in your rows—validate whether both chats are needed for production work.

Official pricing sources

Every fixed monthly figure in this demo traces to a vendor pricing page below. Snapshots can drift—open the link before you present numbers to finance.

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